Swiss health insurance premiums set to rise 5% in 2027
Tuesday 29th September 2026 on 14:15 in
Switzerland
Health insurance premiums in Switzerland will rise by an average of 5% in 2027, SRF reported, bringing the average monthly premium to 412 francs.
That is an increase of 19.70 francs compared with 2026. The rise is larger than last year’s 4.4% increase but below the 6% increase in 2025. The average is calculated by adding together all premiums paid in Switzerland and dividing the total by the number of insured people.
Premiums will rise most in the canton of Jura, by 6.6%, or 28.40 francs. In Schaffhausen, they will increase by 6.4%. The smallest increase will be in Glarus, where premiums will rise by 3%, or 10.70 francs.
For adults, the average monthly premium will increase by 22.80 francs, or 4.9%, to 487.60 francs. Premiums for young adults will rise by 15.40 francs, or 4.8%, to 338.80 francs. For children, they will increase by 5.70 francs, or 4.6%, to 128.10 francs.
The Federal Office of Public Health says the increases are a direct result of rising healthcare costs. It cites an ageing population, medical innovations and more treatments being offered and used. Higher cantonal tariffs for outpatient and inpatient care have also contributed to rising costs since 2024.
The office said it was difficult to estimate costs precisely because the transition to the new Tardoc tariff system has delayed billing. It sees no signs that cost growth is slowing and estimates costs will rise by 4.7% in 2026.
The Federal Council now has authority to set targets for cost growth, following an indirect counterproposal to the cost-brake initiative. It plans to set its first targets by the end of 2026, covering 2028 to 2031.
Health insurers must notify policyholders of their individual 2027 premiums in writing by the end of October. Anyone wishing to change insurer, plan or deductible must submit notice to their current insurer by the last working day of November.